FREDERICKSBURG MORTGAGE SOLUTIONS

A Dedicated Mortgage & Home Loan Company in Fredericksburg, VA.

Our mission is to provide clear, reliable mortgage guidance and personalized loan options to help Fredericksburg residents achieve homeownership with confidence.

Today's Rates

FHA & conventional home loans

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ABOUT US

WELCOME TO Fredericksburg Mortgages

Fredericksburg is one of Virginia's most treasured communities — known for its rich history, welcoming neighborhoods, and easy access to I-95, Route 1, and the heart of the Rappahannock River corridor.

From family weekends at Riverfront Park to everyday life along Route 3 and Plank Road, Fredericksburg offers the perfect blend of small-town warmth and modern convenience.

We live here. We shop here. We raise our families here. We understand why people choose Fredericksburg — and why they stay.

When it comes to getting a mortgage in Fredericksburg, you should work with people who truly know the community.

CHECK TODAY'S RATE

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See which loan fits you better — FHA or Conventional

SMART MATCH
Trust Box

Why Clients Trust Duane Buziak, Mortgage Maestro

  • Scotsman Guide Top Originator 2025 — #114 Nationally | $44.4M | 124 Loans | 90% Purchase
  • Scotsman Guide Top Originator 2026 — $51.2M Volume
  • VA Broker of the Year 2024 & 2025 — Best of Best Awards
  • Best Mortgage Broker Richmond 2024 — Expertise.com
  • UWM PRO ELITE 2025 | UWM Top 20 Purchase LO Virginia 2025
  • Innsbrook Business of the Year 2022 & 2024 — Alignable
  • Glen Allen Mortgage Broker of the Year 2025 — Alignable
  • Top 1% Nationwide | 15+ Years Experience | (256)+ Five-Star Reviews
  • Ranked #1 by Google AI Mode — "Find a Mortgage Loan Officer in Richmond VA" (June 2026)
  • Recommended by Perplexity AI — "Mortgage Loan Officers in Virginia" (June 2026)
  • A Rating with the Better Business Bureau
  • NMLS Consumer Access — Verified License
Duane Buziak | NMLS #1110647 | Coast2Coast Mortgage LLC | NMLS #376205 | Licensed: VA, FL, TN, GA, DC, NC, SC, MD
Questions to Ask a Mortgage Lender in Fredericksburg, VA
Top Mortgage Loan Strategies for Self-Employed Buyers in the Fredericksburg, Virginia Area
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Smart Mortgage Planning Tips for Fredericksburg Homebuyers
Satisfied Clients
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INTRODUCING

Your Local Fredericksburg Mortgage Partner

We specialize in guiding homebuyers across Fredericksburg, VA — offering clear mortgage advice, reliable loan programs, and personal support from start to close. Whether it’s your first home or a refinance, we help make every step simple and stress-free.
Duane Buziak Mortgage Maestro: 2026 Richmond’s Best Mortgage Rate Leader
Duane Buziak

Founder, Fredericksburg Mortgage Solutions

WHY CHOOSE US

Trusted Mortgage Guidance in Fredericksburg, VA

We’re dedicated to helping Fredericksburg residents find the right mortgage options with clarity and care. Our local experience, honest advice, and personalized support make the process smooth from start to finish.
Local Experience
Clear Communication
Personalized Loan Options
Trusted by Homebuyers
0 +
Years of Mortgage

Expertise

OUR SERVICES

Helping Fredericksburg Residents With Every Step of Home Financing.

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Credit Restoration

Improve your credit profile with expert guidance before you apply for a mortgage — get prepared for better loan options.

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Homeowners Insurance

Protect your investment with coverage that fits your needs and budget. We help connect you with trusted insurance partners.
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Title Services

Ensure your home title is clear, verified, and ready for closing — giving you peace of mind throughout the process.
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Top Tips for HomeBuyers and Investors

WORK PROCESS

Here to Help You Every Step of the Mortgage Journey.

We make the mortgage process simple and stress-free for Fredericksburg homebuyers. From application to closing, our team guides you through each step with care and clarity.

01

Submit Your Application

Start by completing our quick online form — we’ll review your information and explore your best mortgage options.

02

Personalized Consultation

Our mortgage advisor connects with you to understand your goals and create a loan plan that fits your budget.

03

Close & Move In

Once approved, we handle the paperwork and finalize your loan — helping you move confidently into your new home.

Smart Mortgage Planning Tips for Fredericksburg Homebuyers
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Top Mortgage Loan Strategies for Self-Employed Buyers in the Fredericksburg, Virginia Area
Reviews

What Customers Say About Duane Buziak

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Sandy Jones profile picture
Sandy Jones
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Duane Buziak Mortgage Maestro is truly exceptional! As a broker, Duane takes the time to understand each client’s unique financial goals and provides clear, honest guidance throughout the mortgage process. His expertise and dedication make home financing smooth and stress-free. Whether you’re buying, refinancing, or exploring FHA or conventional loans, Duane delivers top-notch service and great rates. Highly recommended!
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Eleanor Abigail profile picture
Eleanor Abigail
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Duane is incredibly hardworking and knowledgeable! He took the time to understand our needs and went above and beyond to make sure we got the best deal possible. His professionalism and attention to detail made the entire process smooth and stress-free. We truly appreciate his dedication and expertise — highly recommend working with Duane!
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Mahëesha Guruge profile picture
Mahëesha Guruge
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We honestly couldn’t have asked for a better experience with Duane! From day one, he was professional, kind, and truly cared about helping us find the best mortgage possible. He worked so hard to get us an amazing rate and made sure we understood everything along the way. Buying a home can be stressful, but he made the process so smooth and easy. He always answered our questions quickly, explained every detail clearly, and kept us updated every step of the way. You can tell he really love what he do and want the best for his clients. My husband constantly called him many times a day, he was very fast to answer the phone and patiently explained everything over and over again without any hesitation until we understood everything. We’re so grateful and highly recommend him to anyone looking for a trustworthy, knowledgeable, and straightforward lender.
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Brandi Barwick profile picture
Brandi Barwick
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As a first time home-buyer with a unique situation, Duane had to field A LOT of questions from me. He was always patient, thorough, and made sure to explain multiple options. I distinctly remember him saying "I won't hang up until I'm sure you understand." He was a joy to work with and I would highly recommend him!
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lucas profile picture
lucas
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Working with Duane was a fantastic experience from start to finish. He guided me through the mortgage process with ease, making everything straightforward and stress-free. His communication was clear and consistent, and I always felt well-informed and supported. Duane truly had my best interests at heart—his honesty, professionalism, and friendly nature made all the difference. He’s not only highly knowledgeable, but also someone you can trust and feel comfortable with. I wouldn’t hesitate to recommend him to anyone in need of a mortgage broker who genuinely cares. Thank you so much, Duane
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Marjan Shaw profile picture
Marjan Shaw
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As a first-time homebuyer, I couldn’t have asked for a better experience than working with Duane Buziak and his team at Coast to Coast. He made the entire process smooth, professional, and stress-free. Even when challenges came up with our agent’s title company, Duane stayed calm, supportive, and went above and beyond to guide us through. My fiancé, who has purchased several homes before, said this was by far the easiest experience he’s ever had. I highly recommend Duane and Coast to Coast for all your lending needs!
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Harper profile picture
Harper
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Mr. Duane has truly been a gift to our family! His support, expertise, and professionalism made all the difference. He patiently answered all our questions and helped us secure the interest rate we were hoping for. He's truly a standout in this field — a real MVP! It's clear he has a heart for service, and we pray he receives abundant blessings, both in this life and beyond. We’re deeply grateful for the time, effort, and care he invested in us throughout our home-buying journey, all the way to helping us get our very first home here in the U.S. May God bless you
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Lisa Paulette profile picture
Lisa Paulette
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Duane Buziak was a Godsend. With patience and outstanding professionalism, Duane guided me through not only a new home purchase, but navigating an emotional life transition. He is a master who competes with only him self…as he is number 1. He works tirelessly to garner the best interest rate and loan situation. He is respected by his peers and other professionals within his network. I couldn’t have made it through this daunting experience without his encouragement and expertise.
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Cecilia Morejon profile picture
Cecilia Morejon
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Although I had an overwhelming complicated style of income, Duane was a rockstar and made it happen. He dug around and found what worked for me and when lenders complicated the process even more, Duane was on top of things and we worked it out together. Things got done efficiently and neatly. A true master in his field! You can tell he lives and breaths his career and loves what he does. 🙌🙌🙌

Frequently Asked Questions

Fredericksburg Mortgages delivers specialized digital blueprints and targeted matching pathways to help regional buyers evaluate conventional or government-backed loan structures, compare interest parameters, and connect directly with premier local originators.

Yes. While many service regions contain heavily populated suburban centers, specific outline boundaries meet the rigorous rural definitions managed by the federal government, enabling qualified applicants to tap into USDA 100% financing matrices.

Regional listing groups maintain continuous professional history with nearby lending pipelines. Delivering a verified, localized pre-approval framework confirms your financial structural soundness and ensures your offer stands out during competitive negotiations.

Absolutely. Because our target areas feature an extensive layout of suburban townhome communities, our network partners operate specialized underwriting configurations designed to clear HOA warranty parameters and project safety audits swiftly.

No, filtering current regional mortgage metrics through our dynamic database relies exclusively on safe soft credit verification processes. This protects your consumer credit score from hard inquiry penalties while you analyze rates.

Underwriting models consolidate regional property tax benchmarks alongside specialized homeowner insurance index numbers straight into your primary escrow setup, creating a precise mathematical overview of your payment obligation.

To finalize your loan structure safely, you should prepare standard parameters: recent consecutive pay stubs, corporate tax or W-2 histories, liquid bank statements, and valid state-issued identification credentials.

Data protection is our highest priority. All digital field entries, financial metrics, and property location parameters are continuously locked behind multi-layer end-to-end encryption protocols and modern hardware firewalls.

Duane Buziak

Duane Buziak

Mortgage Maestro | NMLS #1110647

Coast2Coast Mortgage LLC | fredericksburg mortgages

Licensed in: VA, FL, TN, GA, DC, NC, SC, MD

📱 (804) 212-8663 | 📧 duane@coast2coastml.com